A great article by Bina Brown on page 28 of the weekends Australian Financial Review (2-3 November 2013). Bina writes how younger investors are using margin loans to create wealth and a deposit for their first home. This is the type of strategy we have been imContinue Reading...
The Coalition won the 2013 Federal Election with a majority of seats. The Coalition now plans to implement a number of initiatives such as changes to taxation and superannuation. Below is a summary of the changes. All changes must be passed by both levels of pContinue Reading...
Statistics published recently indicate it is becoming harder for first home buyers to enter the market. Banks require a 20% deposit on a property or you will incur Lenders Mortgage Insurance (LMI) which is not cheap. Houses within 20kms from the city are staContinue Reading...
Economists for years have conveyed the ‘Wealth Effect Theory’. What this theory basically means is that when people’s perceived wealth increases the more they will spend. The two key ways that people will experience increased wealth is when the share marContinue Reading...
Most people do not have a budget and regularly spend what they cannot afford. This is often due to having a readily available credit card and taking the approach ‘I’ll just pay for that later’. Recently released date by Roy Morgan highlights that one in Continue Reading...
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