December 2013 - Watkins Financial Services

6 Key Changes to Super in 2013

1.       Increase to SG Contributions The minimum employer superannuation guarantee contribution increased from 9% to 9.25%. 2.       Higher Concessional Contributions Cap For those aged over 60 and over at any stage during the 2013/14 Financial YeContinue Reading...

Don’t Have Enough Super for an SMSF?

Self Managed Super Funds (SMSFs) have become very popular and rightly so. SMSFs offer the most flexible option for the investment on your retirement savings and the greatest amount of control. However, not everyone can justify the costs associated with runningContinue Reading...

What contributions can you make into super?

The contribution limits or caps have changed multiple times in recent years. Again in 2013/14 Financial Year there have been more changes with additional changes expects in the 2014/15 Financial Year. So how does the average person keep up? Firstly, there are Continue Reading...

Is Your Super Being Eaten Away By Fees?

We as a business, where appropriate, will always suggest using a direct investment portfolio. Whether that consists of direct shares, term deposit, income securities (hybrids), exchange traded funds etc.  Our reasons behind this are the management fees and peContinue Reading...