We as a business, where appropriate, will always suggest using a direct investment portfolio. Whether that consists of direct shares, term deposit, income securities (hybrids), exchange traded funds etc.  Our reasons behind this are the management fees and performance fees associated with managed funds. It doesn’t matter if you have a managed fund through a retail super provider, industry super provider or wrap platform account. These are still HIDDEN FEES.fees

The article by Michael West (below) highlights how these hidden management fees and performance fees can erode returns. Further, fund managers can lock up your money by freezing withdrawals. And how often do managed funds actually outperform the Index?

It is our belief that a direct investment portfolio is the better way to provide liquidity, transparency along with tax-effective income and medium to long term capital growth.

We are happy to review your superannuation fund portfolio to ensure that the balance is not being eaten away by fees.


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Thomas Jacks BCom (Acc), SMSF SpecialistTM, Adv. Dip F.S. (FP)
“I want to be able to assist clients with their investment and retirement planning by providing real strategy advice. It’s my aim to not only help my clients but to educate them by addressing the entire picture” Google Plus

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